INVESTMENT STRATEGY

The Fund adopted an investment strategy which aims to reflect the different retirement objectives of the members. To cater for these needs, the strategy makes use of three portfolios with different objectives and therefore different risk and characteristics.

You can choose one portfolio or a combination of any number from the three available portfolios to suit your personal objectives.

Default strategy

It often happens that members do not feel confident enough to make a choice. The Trustees have designed the default life stage model to provide an investment strategy that will be appropriate for the majority of Fund members.

Please refer to the Member Investment Guide to help to make an informed decision about your investment strategy for Retirement.   Click here for: GMRF Investment Guide

The Fund has an annual Investment switch meeting during May to explain the Life Stage model to members before the transfer of Funds in terms of the Life Stage Model. All members are afforded the opportunity to opt out of the Life Stage model or to exercise their own choice.

Click here for: Statement of Investment Principles as of November 2022